Home - Significant Change - Personal Finance Info, Education & Guidance
Description: Significant Change provides personal finance information, education, and guidance to help consumers achieve greater financial stability.

TOGETHER, WE’LL MAKE MONEY
YOUR ASSET

# Know better. Do better. Live better.

WELCOME TO SIGNIFICANT CHANGE

# Know better. Do better. Live better.

PERSONAL FINANCE MADE SIMPLE

# Know better. Do better. Live better.

ONE-ON-ONE FINANCIAL COACHING AND COUNSELING

# Know better. Do better. Live better.

MONEY IS YOUR TOOL TO MANAGE

# Know better. Do better. Live better.

# SPECIAL OFFER!

## 12 Elements for an Effective Financial Plan

DOWNLOAD NOW

### 1 FREE ebook, 12 great topics! A Definition of Wealth, The ABCs of Wealth Building, Defining Ownership, A Plan to Avoid Tough Times, Take This Job and Love It, 5 Things To Do With Your Tax Return, Investing For College At Birth, Family Matters, A Plan to Make A Million, Life Is A Word Problem, Something For Nothing, and The Earnings Cycle

# about

Cultivating Prosperity

CHANGING THE GAME
Life is a game and it’s played with money. And regardless of what we do or who we become, we all handle money. So, it’s in our best interest to play the game well, handle money well, and invest in our future.

Because without controlling your financial habits, you’ll just get played. Juanita and I learned this firsthand years ago. Don’t let money run a game on you.

At Significant Change, our game changing philosophy is to Cultivate Prosperity™. It’s a solid foundation for wealth. Don’t just live for the moment. Improve your financial habits, manage money well, build wealth over time and bless others with it, too.

This is a wealth mindset. Thinking far beyond earning for yourself, you focus on how much money you keep, how hard that money works for you, and how many generations you help nurture, nourish and grow. For legacy wealth!

A challenging process but never complicated. Have the right attitude, adjust your behavior, put a spending plan in place and commit to following it. All made possible by the power of your income. This is how you win the game.

Know better. Do better. Live better. This is how we change the game.

Darryl A Jenkins, CPFC®
Certified Personal Finance Counselor®
Significant Change

# value added services

one-on-one personal finance coaching and counseling FAQs

FREE! Financial Health Check
Initial 30-minute phone consultation identifying and evaluating your primary financial concern*
Standard Coaching (one 2-hour session): $199 per session
Exclusive Cash Flow Management Consultation* | Plus 1-hour Follow-Up session: FREE!
Special Coaching (three 2-hour sessions): $169 per session
Expanded Cash Flow Management Consultations* | Three month span | Plus 1-hour Follow-Up per session: FREE!
Stellar Coaching (six 2-hour sessions): $139 per session
Extensive Cash Flow Management Consultations* | Six month span | Plus 1-hour Follow-Up per session: FREE!
Supplemental Coaching (one 1-hour Follow-Up): $99 per session
Express Cash Flow Management Consultations* | As needed
Gift Certificates Available: $50 and $100 each
Redeemable toward any 2-hour financial coaching package
Wealth Development Workshops: Contact us for details
Cash Flow Management consists of Personal Money Management|Debt Elimination|Credit|Investing & Retirement|Insurance

##### *All information provided through consultation remains completely confidential. Personal finance counselors DO NOT offer direct investment advice. A $50 deposit due upon scheduling fee-based sessions. Deposit non-refundable should the appointment be missed.

Financial planners help build the nest egg. Financial counselors help build the nest.™

# tools

for financial empowerment

### information

  Home Warranty Reviews

  Roth IRA Rules

  Military Pay Scale

  Life Insurance 101

  Homeowners and Renters Insurance

  Occupational Outlook Handbook

  2016 National Financial & Economic Education

  Understanding Auto Insurance

  Free Credit Reports

### education

  Debt Payoff Calculator

  Stock Market Education

  Mutual Fund Investor’s Center

  Financial Literacy Quiz

  Compound Interest Calculator

  Retirement Calculator

  Economic Literacy Quiz

### guidance

establishing our partnership

  Client Participation Form

  Money Management Forms

  Financial Health Check

# mission and vision

Cultivating prosperity with proven money management and wealth building solutions

### I am very impressed by the important work that you have decided to take on. My experience in doing bankruptcy work has convinced me that the information that you have is badly needed.

## Robert L.

### The workshops are easy to follow and informative. Your calm demeanor and subject knowledge make the classes very enjoyable.

## Christyl C.

### We both wanted you to know how thankful we are to God for including you in His plan to help us become good stewards of our income. We know you will continue your ministry with others. They will be blessed!

## Thank You, Kamla & Lorenzo D.

### It’s one thing to be told that I can live debt free. But to see those numbers on paper and to be given an action plan let me know the possibilities are real.

## Thanks, Matthew L.

### As a concerned parent, I believe you provide a wonderful service for young adults that effectively communicates both economic and financial literacy in a language we can easily understand and relate to together.

## Cathy P.

### I call you our champion because you put into action the things needed to be successful.

## Les N.

# contact

| Darryl A. Jenkins, CPFC® Certified Personal Finance Counselor® Sacramento, CA 916.834.8584 ieg@significantchange.net

### Together, we can change the game! Give me a call or email your topic of interest below.

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GAME ON! FREE! Financial Health Check Standard Coaching Special Coaching Stellar Coaching Financial Workshops Follow-Up Gift Certificates Other

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# store

financial statements – get your point across TM