frequently asked questions
What does one-on-one financial coaching and counseling consist of?
It consists of real solutions and confidential support with solid wealth building strategies in the areas of budgeting, debt elimination, saving, investing, retirement and insurance, otherwise known as Cash Flow Management. However, we do not provide direct investment advice.
What exactly is Cash Flow Management?
Cash Flow Management is the practice of utilizing money as a purposeful tool, not as a wasteful toy.
Why is budgeting so important?
Because a spending plan is the most effective financial tool available for both debt elimination and wealth building. Lack of a budget ultimately leads to overspending, undersaving, debt overload and discouragement.
What qualifies you to be a Certified Personal Finance Counselor®?
Professional training, combined with years of firsthand experience, and a passion to help others win with money. My own journey through and recovery from severe financial stress allows me to better identify with, relate to, and encourage my clients – “with the heart of a teacher.”
And how are you compensated for the services you provide?
After the initial free phone consultation, each additional consultation has an associated flat-rate fee. No lengthy commitments are expected, yet follow-up coaching sessions are respectfully encouraged. While also being reasonably and competitively priced, we believe the lifetime value our services provide far exceed the associated fees.